Retail banking functionality included with ABIS allows banks to actively manage Current Accounts, Savings Accounts, Time Deposits and Cash Transactions for customers. This flexibility allows banks to service both their retail and corporate customers effectively and allows all data to be seamlessly integrated.
 



ABIS easily manages customers current account activities. Tellers are able to record deposits and withdrawals and process stop payment requests. Overdraft capabilities are also included within this module.



Establishment and management of current account contracts

Automatic limit checking during transaction entry
Overdraft management and automatic calculation of interest



Customer/currency balance reports
Customer Advices by date or transaction type
Overdraft and Stop Payment notifications
Interest and transaction reports



Bank's are able to manage client savings accounts through this integrated feature. From the establishment of a Savings Account contract through to passbook administration and closing of the account, ABIS provides a full-featured interface for the bank's activities.



Management of transaction contents and account sub-ledgers
Convenient deposit/payment during transaction and calculation of accrued
interest Integrated passbook management automatic calculation and payment
   of interest based upon preset rates



Balance list by customer or currency
Daily balance sheets
Customer advices
Transaction history reports
Interest reports



ABIS easily tracks time deposits as well as current and savings accounts. The bank's ledgers are automatically posted to, saving time and effort and reducing errors.



Contract creation and management
Interest payment automation
Disposal and rollover



Forecasting inquiries
Maturity lists
Customer advices



Users can track general cash transactions as well through utilizing ABIS's Cash Management interface. Teller transactions are integrated within ABIS to provide a complete picture of the bank's activities.



Teller entry for deposit and disbursement of checks, cash and foreign exchange
Daily cash-flow management
Inward clearing vouchers



Currency Exchange by date or currency
Receipts
Daily transaction lists


| Core system | International Treasury | Foreign Exchange | Trade Finance |
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Retail Banking| Investment Banking | Other Option |